Our Model

Microfinance offers a sustainable solution to poverty providing access to capital for entrepreneurs seeking economic opportunity. As loans are repaid and redistributed back into the community, new borrowers are able to invest in their businesses and provide for their families and communities. Microfinance maximizes the opportunity for impact and equips the material poor to empower themselves.

Committed to offering the most comprehensive solutions to our borrowers, Esperanza supplements microfinance services with preventative health and education resources. Our model works as it tends to the entirety of a person’s needs, allowing a fullness of hope restored.

Comprehensive Approach

Esperanza offers a comprehensive approach to poverty alleviation. Our foundation of microfinance supplemented with holistic health and education services is woven together with the love of Christ to bring a fullness of restoration. Providing intimate, tailored services that address the physical, emotional, and spiritual needs of our Associates, Esperanza’s model recognizes the unlimited potential for growth and self-worth inherent in those we serve.

about microfinance

Microfinance brings the material poor into the formal financial sector. By providing a loan, typically around $350 to first time borrowers in the Dominican Republic, entrepreneurs gain financial stability through investments in their business. Through the revenue earned borrowers repay the principal with a fair interest rate on the declining balance. This cycle allows the original loan to be reinvested into the community allowing additional entrepreneurs to build and expand their business.

Learn More >

financial services

Esperanza offers financial solutions centered around access to capital through loans products designed to meet the needs of local communities. Microfinance solutions alongside loan collateral and insurance programs equip and protect entrepreneurs as they grow their business, tend to their family, and lead a life marked by dignity and empowerment.

Learn More >

holistic services

Health and education are necessary for human flourishing. Esperanza’s holistic preventative health services and education trainings include cervical cancer screenings, complimentary dental care, vocational seminars, and business courses which equip our Associates to care for their bodies and steward their work with excellence.

Learn More >


Our conviction in the saving grace and restoring power of Jesus motivates us to love our neighbor as ourselves and share the hope of the Gospel. Esperanza incorporates spiritual services into our programs through bi-weekly devotionals, prayer, and Biblically based business trainings.

Learn More >